I do it, and I do it big. Here's to not forgetting about it.

Posts tagged ‘money’

Rest of the Year: Money. 

Finding ways to save can be tough.

 
🙂 

The Good: 

1. I now have a regular budget. 

2. Creating said budget has made me realize how blessed I am, meme above notwithstanding. It is nice to know I don’t HAVE to be happier on the 1st of the month than I am on the 12th. 

3. I have accepted that the budget must be flexible. Sometimes things pop up, you know, like a wedding. 

Room for Improvement:

1. Eating out. Impacts both the wallet and the waistline. Sadly, it’s a weakness like budgeting itself. Humans with our sinful nature dislike boundaries. I don’t like thinking that I shouldn’t eat out because it’s bad for me in several ways, so I rebel. 

2. Now is the time where I’m supposed to be enrolling for retirement stuff at work. My goal over Thanksgiving is to look over the information and pick one of those grown up 401k thingies. 

Now I will have to learn to manage money with someone else! I don’t even know where to begin with what those kinds of resolutions could look like, but I am thankful that God provided me a way to get a head start on budgeting just in time! 😊

The Blessing Tax: A Prayer Request

“Will a man rob God? Yet you are robbing Me! But you say, ‘How have we robbed You?’ In tithes and offerings. You are cursed with a curse, for you are robbing Me, the whole nation of you! Bring the whole tithe into the storehouse, so that there may be food in My house, and test Me now in this,” says the LORD of hosts, “if I will not open for you the windows of heaven and pour out for you a blessing until it overflows. (‭Malachi‬ ‭3‬:‭8-10‬ NASB)

It’s really a sweet deal when you think about it. God blesses you with a way to provide for yourself and your family. You give just 10% of that to your local church, they put it together with other believers who have done the same and do awesome things for the community, and then on top of THAT you get additional blessings in whatever form God sees fit for you. No sweat.

“Woe to you, scribes and Pharisees, hypocrites! For you tithe mint and dill and cummin, and have neglected the weightier provisions of the law: justice and mercy and faithfulness; but these are the things you should have done without neglecting the others. (‭Matthew‬ ‭23‬:‭23‬ NASB)

Oh. So it’s like, it doesn’t matter if I give my tithe if I’m a jerk? Is that what you’re saying, Jesus? 

I was recently listening to a radio show whose topic was tithing. I grew up in a faithful home in which I saw both of my parents tithe so it wasn’t strange for me at all to think in this manner once I started working. Make a line item for it in my budget and go from there. I’m not going to pretend it’s not tempting sometimes to say, “I could save more,” or “ermahgerd that outfit is like, so HAWT,” but by God’s grace I (typically) resist. Indeed when I trust Him and give my tithe AND keep my eyes and ears open I do see how I’m blessed beyond measure. Those speaking on tithing, however, were talking about both money and “other resources.” 

Oh, dear. My time.

You know those financial blessings of which I give 10%? Well, I work some long hours for them. There has been more than one occasion where I’ve taken advantage of my church’s ability to tithe online just so I don’t have to be physically present to worship. I Does God hold us accountable to give him 10% of our time as well? He blesses me with income, I give 10%. I’m blessed with mobility/health/time – why wouldn’t I need to give 10% The church hour adds up to a mere 1-2% a week if you take 168 gross hours or 133 “net” (a believer’s gotta sleep!) hours. Does that mean I need to take 10 hours a week to do some volunteering or church activity or – something?

I know this is an area of my life I need to work on because God wants my whole life, not just my wallet. If you are reading this, please pray that I actively seek ways to serve Him with my time. I don’t wanna be a Pharisee! Thank you kindly 😊

The Blessing of Budgeting

I wrote at the beginning of last month about my resolutions. I’m making it a point to be one of those people who actually does what she says as opposed to talking big and not delivering. Not just that, I’m going to write about it to keep myself accountable.

Today: money.

Some background information – money makes me really uncomfortable. I’ve tried budgeting many times in my twenties and given up shortly thereafter because something would come up. “Stupid sickness! Stupid nuptials!” or something else I didn’t plan for as I would have to trash my carefully crafted plan. It’s ironic – I believe my perfectionism is at the root of much of my disorganization. I can’t get it perfectly right, so why bother trying?

Apparently, I’m growing up. This time around, I have planned for things like gift giving and left a bit of space in my health and fitness budget for a stupid doctor. Creating boundaries has actually given me freedom, just like my parents always said it would, tee hee. “We tell you that you can’t go past THIS line on the driveway so you don’t have to worry about being so close to the street to get hurt while you ride your bike.” I wish they had used the bike illustration with my bank account earlier! I am much more at ease as I spend and save because of the boundaries I have set for myself. Yes, I am still adjusting, and March will look different than February, but I feel I am making strides toward being a responsible steward with what God has blessed me. Budgeting has helped me see just how much I have as opposed to feeling like I am scraping by. I know, I know – I’m slow! All of you probably figured this out like, a million years ago. Better late than never!

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